State bank can reduce dominance of private banks and drive SA’s development

There are four major reasons why we need a state bank(s) in South Africa.

Firstly, we need to reduce the concentration by a few major banks and improve competition by bringing new players in our banking industry. With increased competition, pricing and customer treatment will improve significantly. 


Illegal car repossessions are common in South Africa

Vehicle financier Wesbank is not the only institution that has been accused of illegally repossessing cars.

Credit providers have been engaging in such practices for years, according to industry experts. The issue has been around since 2007, said Paul Slot, president of the Debt Counsellors’ Association of South Africa (DCASA).


Unpopular NEF, IDC merger may hold back black empowerment

Politicians love power. In fact, they thrive on amassing more power. Whenever politicians amalgamate bureaucratic institutions, the motive behind such a move is usually to consolidate and amass political power rather than to improve the efficiencies of the institutions that are being merged.

This is why mergers that are driven by politicians raise eyebrows, especially when they are often not supported by solid business rationale, but by hidden political agendas. 


Merchant bankers take entrepreneurial plunge

When Sibusiso Mabuza was around eight years old, he convinced his dad to buy a bag of Cadbury's chocolate eclair sweets which he wanted to sell at school to make extra pocket money.

Within the first week Mabuza had made a profit but, instead of splashing out his proceeds on treats, the youngster invested his earnings in buying more merchandise. He expanded his offering and employed pupils to sell his stock in other classes.  


Nedbank hails products for farm workers as it banks on small businesses

She's so well put-together, you might forget that the stately middle-aged woman with the perfectly coiffed hair literally used to get her hands dirty for a living.

Rita Andreas has spent a large part of her life as a farm worker, helping to produce the wine-yielding grapes for which the Western Cape is so famous for. Nowadays she's a consultant to farmers in the area and works at the local municipality in the human resources department.


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